![]() ![]() **Experian doesn’t charge a fee for PIN replacement across all 50 states. ![]() **Experian allows an incident report from the Department of Motor Vehicle (DMV) as a substitute for a police report as proof of being a victim of identity theft. There are no fees for victims of identity theft, provided they have shown proof of their claim by submitting a valid identity theft report, investigative report, incident report, or complaint with a law enforcement agency about the illegal use of your personal information by another person. This applies to all the CRA’s (credit bureaus). The report should be completed no later than 90 days before you request a security freeze. A “protected consumer” is an individual who is under the age of 16 years at the time a request for the placement of a security freeze is made or an incapacitated person for whom a guardian has been appointed by a court of law.Īll identity theft victims should submit a copy of a valid police report as proof of unlawful use of their personal information by another unauthorized person. If you’re worried about identity theft and want to stop anyone trying to gain access to your credit report without your permission, you may want to place a credit freeze on your credit report. ![]()
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